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Comprehensive Insurance for Busy Cafe Owners ..
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Why choose us?
Low Premiums
We can save you hundreds of pounds a year on your business insurance needs. Talk to our team and start saving today.
Superior Cover
Because we specialise in cafe insurance we have bespoke policies that provide comprehensive cover for the things that matter.
Personal Service
We are a small knowledgeable brokerage and our staff know what they are talking about. No call centres here!
Our Happy Customers
“Our insurance costs are now less and we have much better cover. As someone who is busy running a business, insurance can often be overlooked but dealing with Coversure not only saved me time, but money as well. I recommend them as a company to anyone I speak to and will continue to do so.”
— Hannah Wolsey, URBAN COFFEE COMPANY
“I would like to thank Coversure Insurance Services (Harborne) for their exceptional level of service. I approached them at short notice when my insurance was due for renewal. Within 24 hours they had found and set up the right cover (including extra benefits) whilst saving me money on the policy.”
— Aasia Baig, CENTENARY LOUNGE
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No pushy salesmen & No jargon : Just a quick chat & a quote
Do I need it and can you cover me?
As a cafe business owner or manager where you allow members of the public onto your premises, you have a responsibility for their welfare, so yes, you will certainly need public liability insurance. As for covering you, you'll find that our café insurance policies come with the necessary liability insurance cover you require as standard.
Why should I use you to insure my cafe?
Whether your a sole owner of a greasy spoon café or a manager of a large coffee shop with many employees, we can cover you, whatever your needs. This is good for two reasons…
Our insurance rates are great value so we can save you money off your bottom line (we have great discounts from the top UK insurers with special cafe and coffee shop insurance policies)
The cover those insurers offer is extensive and we’ll cover everything you need in one policy – from liability to premises cover and from your contents and stock to your equipment and money. Also, if you have any further specialist requirements, we get these covered as well.
Public liability for coffee shops and cafes...
Covers you if someone was to injure themselves or have their property damaged in your cafe as a result of your negligence e.g. customer slid on unmarked wet floor, you accidental spilt hot cooking oil on them, they slipped on food that has not been cleared up properly.
Employers liability for cafes...
Covers your employees (full or part time) in the same way as public liability so if they injure themselves at work through your negligence they are covered.
Product liability for cafes...
This is included on your cafe insurance policy against product claims such as food poisoning. For more information, please visit our Contact Us page to talk further